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How to Select a Divorce Attorney for You

When you are going through a divorce, you want to select an attorney you feel will effectively achieve your goals and address your concerns. It is important that you feel comfortable with your divorce attorney because you do not want to have issues communicating with the attorney you have hired to help you through an often difficult and trying time. An experienced attorney will explain your legal situation in plain English and work with you toward achieving a successful conclusion of your divorce. When selecting any attorney, it is important that you have confidence that your attorney will properly...

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Condominium and Homeowner Associations: Changes in Florida Law

A vast majority of Floridians live in communities which are governed by condominium and homeowners associations. In July 2010, major changes became effective in the laws affecting these associations. As we speak, the legislature is considering additional statutory changes which could affect the interaction between property owners and these associations. The major changes implemented by the July 2010 legislation address the rights of associations to collect past due assessments. For example, associations can now collect past due assessments directly from tenants who occupy the property subject to unpaid assessments. Associations also now have the power to prohibit owners who...

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Short Sales in Florida & the Impact of Proposed Federal Legislation

When properties sell for less than the mortgage amount, this is called a short sale. Ten years ago, nobody was talking about short sales. This is because banks lent only eighty percent (80%) of the appraised value on property and properties values were stable or were increasing. Today, properties have decreased in value so that many are no longer worth even the 80% the banks loaned on them. To sell these properties, therefore, the owners must ask the lenders to accept a short sale. Proposed HR 6133 would require lenders to act promptly on short sale offers, and to either...

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Foreclosures, Loan Modifications, Short Sales and Deeds in Lieu of Foreclosure

Foreclosures, loan modifications, short sales and deeds in lieu of foreclosure are big business today. New laws are constantly being enacted to address the recent downturn in the real estate market. For example, new federal loan programs such has HAMP (enacted pursuant to the Making Homes Affordable Act) are making more loans available to people who reside in their homes and meet certain income and expense requirements. Courts are enacting new procedures to deal with foreclosures because their numbers have increased so significantly. Also, laws have recently been passed to protect homeowners from non-lawyers who promise to...

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